> For the complete documentation index, see [llms.txt](https://docs.altum.ai/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.altum.ai/financieren/hypotheekberekening-api/resultaat-interpretatie.md).

# Resultaat interpretatie

<table><thead><tr><th width="245.296875">Invoerveld</th><th width="165.44921875">Voorbeeld</th><th>Omschrijving</th></tr></thead><tbody><tr><td>postcode</td><td>9636AA</td><td>Postcode indien opgegeven</td></tr><tr><td>housenumber</td><td>5</td><td>Huisnummer</td></tr><tr><td>houseaddition</td><td>A</td><td>Huisnummertoevoeging</td></tr><tr><td>max_mortgage_amount</td><td>180000.0</td><td>Maximaal leenbedrag na toepassing van NHG-grenzen en woningwaarde</td></tr><tr><td>max_mortgage_by_income</td><td>197000.0</td><td>Maximaal leenbedrag op basis van alleen inkomen, vóór beperkingen op basis van woningwaarde</td></tr><tr><td>principal</td><td>180000.0</td><td>Definitief leenbedrag na aftrek van eigen inbreng</td></tr><tr><td>monthly_payment_gross</td><td>828.51</td><td>Maandelijkse hypotheeklast vóór belastingvoordeel</td></tr><tr><td>monthly_payment_net</td><td>620.05</td><td>Maandelijkse last na hypotheekrenteaftrek</td></tr><tr><td>total_interest_paid</td><td>118263.37</td><td>Totale rente betaald over de volledige looptijd</td></tr><tr><td>total_costs</td><td>304063.37</td><td>Totale kosten: hoofdsom + rente + overdrachtsbelasting + notaris + taxatie</td></tr><tr><td>transfer_tax</td><td>3600.0</td><td>Te betalen overdrachtsbelasting bij aankoop</td></tr><tr><td>transfer_tax_rate_used</td><td>0.02</td><td>Toegepast overdrachtsbelastingtarief (0 of 0,02)</td></tr><tr><td>affordability_ratio</td><td>0.2486</td><td>Maandelijkse bruto last als aandeel van het bruto maandinkomen</td></tr><tr><td>nhg_compliance</td><td>True</td><td>Of de lening in aanmerking komt voor NHG</td></tr><tr><td>rate_used</td><td>3.7</td><td>Jaarlijkse rente die is gebruikt voor de berekening</td></tr><tr><td>loan_term_years</td><td>30</td><td>Effectieve looptijd van de lening in jaren</td></tr><tr><td>mortgage_type</td><td>annuity</td><td>Gebruikte hypotheekvorm: annuïtair of lineair</td></tr><tr><td>single_bonus_applied</td><td>17000.0</td><td>Toegepaste inkomensbonus voor alleenstaanden</td></tr><tr><td>debt_deduction_applied</td><td>0.0</td><td>Totale schulden die zijn meegenomen in de verlaging van de maximale hypotheek</td></tr><tr><td>data_enrichment_status</td><td>fallback</td><td>Gebruikte databron voor de woningwaarde</td></tr><tr><td>woz_latest</td><td>150000.0</td><td>Meest recente WOZ-waarde indien beschikbaar in de database</td></tr><tr><td>woz_latest_year</td><td>2024</td><td>Jaar van de meest recente WOZ-waarde</td></tr><tr><td>market_value_used</td><td>180000.0</td><td>Werkelijke woningwaarde gebruikt in de berekening</td></tr><tr><td>market_value_note</td><td>purchase_price used — no WOZ found</td><td>Toelichting: welke bron is gebruikt voor de woningwaarde en waarom?</td></tr><tr><td>evaluation_date</td><td>20260331</td><td>Uitgevoerde datum van de berekening in YYYYMMDD-formaat</td></tr></tbody></table>


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